★★★★★
“I contacted Sarah Forbes who conducted a thorough inspection. Sarah is detailed, very knowledgeable and client-focused . She graciously guided me through every step of the process.”
Roof Inspection Near You | Red Truck Roofing | Free Inspections With Photos You Keep , Licensed CCC1332514 , GAF Master Elite , 4.8 Stars on Google
A roof inspection near you is a licensed roofer walking your roof and your attic, photographing every issue, and telling you in writing what it means: repair, replace, or leave it alone. Red Truck Roofing (FL License CCC1332514) has inspected and serviced more than 6,000 roofs across Tampa Bay since March 2020.
The inspection is free, the photos are yours whether you hire us or not, and the phone is answered 24 hours a day, 7 days a week. If your carrier gave you a deadline, we work to it.
Every Roof Inspection We Provide , From a Free Look After a Storm to the Report Your Insurance Carrier Requires
Red Truck Roofing provides five kinds of roof inspection, and the difference between them is who the report is for. A free inspection is for you. An insurance inspection is for your carrier. A wind mitigation inspection is for your premium.
A pre purchase inspection is for the buyer. A multi family assessment is for the board or the property manager. Each one gets the same walk, the same photos and a written report.
Inspection Type
Who It Is For
What You Get
Cost
Free roof inspection
Homeowners and property managers
Roof and attic walk, photo report, repair or replace recommendation, remaining life estimate
Free
Roof inspection for insurance
Your carrier, at renewal or after a nonrenewal notice
Licensed contractor report on condition and remaining useful life, per Florida Statute 627.7011
Free with a Red Truck estimate
Wind mitigation inspection
Your insurance premium
Completed OIR-B1-1802 form documenting roof covering, deck attachment, roof to wall connection, geometry and secondary water resistance
Free with a Red Truck roof replacement, otherwise typically $75 to $150 in Florida
Pre purchase roof inspection
Buyers, sellers and real estate agents
Condition report with photos, permit history check, remaining life estimate
Free
Multi family and commercial roof assessment
HOA boards, property managers, building owners
Building by building condition report, reserve planning estimate, photo documentation
Free
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The Free Roof Inspection , With Photos You Keep
A free roof inspection from Red Truck Roofing is a project manager on your roof and in your attic, photographing every flashing, boot, valley, tile and seam, and handing you the photos whether you hire us or not. It is not a drive by, not a drone shot from the street, and not a sales visit with an inspection attached.
You get a written summary: what is wrong, what it costs to fix, what the rest of the roof has left, and whether Florida law lets you repair it. If nothing is wrong, you get that in writing too.
★★★★★
“We had a great experience with Sarah, she was professional, honest and very good at her job. We highly recommend this company for your roofing services. The process was seamless and very smooth.”
T T · 5 stars · Google review
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Pre Purchase and Real Estate Roof Inspections
A pre purchase roof inspection tells a buyer what the roof will cost them before they close, and tells a seller what to fix before the buyer’s inspector finds it.
We check the permit history, the roof’s age against Florida’s 15 year insurance threshold, the decking from the attic, and every penetration. Agents across Tampa Bay send us their listings for that reason.
★★★★★
“I am a real estate agent and I always refer my clients to Red Truck Roofing! Gunner is always very professional and pleasant to work with.”
Carla Perez · 5 stars · Google review
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Roof Inspection for Insurance Renewal or Nonrenewal
A roof inspection for insurance is a licensed contractor’s written report on your roof’s condition and remaining useful life, which is what a Florida carrier needs to keep an older roof on the policy.
Florida Statute 627.7011 bars carriers from refusing coverage solely because a roof is under 15 years old. At 15 years and older, an inspection showing at least 5 years of remaining useful life protects the policy.
Since July 2024, licensed roofing contractors can conduct these inspections directly. Red Truck Roofing holds CCC1332514, so the report comes from the license number the carrier can verify.
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Wind Mitigation Inspection and the OIR-B1-1802 Form
A wind mitigation inspection documents the features of your roof that reduce hurricane damage on Florida’s OIR-B1-1802 form, and the completed form earns discounts on the windstorm portion of your premium.
The form covers the building code era, roof covering, roof deck attachment, roof to wall connection, roof geometry, secondary water resistance and opening protection. It is valid for five years.
Every Red Truck Roofing roof replacement includes the wind mitigation inspection, because a new roof installed to current code with a sealed deck earns the credits. Wind mitigation commonly saves $800 to $2,500 a year on a post 2002 code home with documented features, according to 2026 Florida insurance guides.
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Multi Family and Commercial Roof Assessments
A multi family roof assessment is a building by building condition report with photos, a reserve planning estimate and a repair or replace recommendation for each roof in the community.
Boards and property managers use it to plan the reserve cycle and to decide whether one building needs work now or the whole community needs it in three years. Large scale multi family is Red Truck Roofing’s signature, and the assessment is where it starts.
The Florida Rules Your Inspection Report Has to Answer
A roof inspection in Florida is not just a look at the shingles, it is a document that answers four legal and insurance questions, and most inspection companies near you do not know the questions. Here is what your Red Truck Roofing report addresses, in writing.
Can this roof be repaired or must it be replaced? Rule 01
Senate Bill 4-D (2022): roofs permitted after March 1, 2009 can be repaired at any damage level; older roofs face the 25 percent rule
Permit date on file and which rule applies
Can my carrier drop me for roof age? Rule 02
Florida Statute 627.7011: not solely for age under 15 years; at 15 plus, a report showing 5 years of remaining useful life protects coverage
Roof age and a remaining useful life estimate
Do I qualify for wind mitigation credits? Rule 03
OIR-B1-1802: credits for roof covering, deck attachment, roof to wall connection, geometry, secondary water resistance and opening protection
Each category documented with photos
Was the last roof permitted and inspected? Rule 04
County and city building departments require a permit and final inspection for a reroof
Permit history pulled and attached
Is there storm damage a claim would cover? Rule 05
Your policy’s wind and hail coverage; the 2023 AOB reform means you, not the roofer, file
Damage photographed and dated, claim recommendation
Does the decking need replacement? Rule 06
Florida Building Code 2023 requires the deck to be renailed and sound before a reroof
Attic and deck condition with photos
What the Inspector Actually Checks
The Roof Surface
Every slope, walked, not viewed from a ladder. Shingle seal, granule loss, creasing, nail pops and exposed fasteners on shingle roofs. Cracked, slipped and displaced tiles plus foam or nail attachment on tile. Backed out fasteners, seam separation and panel damage on metal. Ponding, seam condition and drain function on flat roofs.
The Penetrations and Flashing
Pipe boots, chimney flashing, step and counter flashing at walls, valley metal, skylights, vents and satellite mounts. This is where most leaks start and most inspectors from the street never see.
The Attic and Decking
Daylight through the boards, stained or soft decking, wet insulation, ventilation, and the nailing pattern that decides your wind mitigation credit. A roof can look fine from above and be rotten from below.
The Paper Trail
The last roof permit and final inspection from the county, the roof’s age against the 15 year insurance threshold, and any open claims or prior repairs that affect what happens next.
What a Roof Inspection Costs, and Why Ours Is Free
A roof inspection from Red Truck Roofing is free, including the photo report, the remaining life estimate and the permit history check, because an honest inspection is how we earn the repair or the replacement when one is actually needed.
Paid inspections in Florida exist for specific forms: a wind mitigation inspection typically runs $75 to $150 and a four point inspection is priced similarly by home inspectors, according to 2026 Florida guides.
| Inspection | Typical Florida Cost | Red Truck Roofing Cost |
|---|---|---|
| Roof condition inspection with photo report | $150 to $400 from a home inspector | Free |
| Roof inspection for insurance (remaining useful life) | $150 to $300 | Free with a repair or replacement estimate |
| Wind mitigation inspection (OIR-B1-1802) | $75 to $150, valid five years | Free with every Red Truck roof replacement |
| Pre purchase roof inspection | $150 to $400 | Free |
| Multi family roof assessment | Varies by building count | Free |
If the inspection shows you need work, the estimate that follows is line item: materials, labor, permit fees, dump fees and a decking allowance shown separately, with three material options. Roof repairs typically run $250 to $4,500 and replacements $6,000 to $55,000 or more, based on 2026 estimates.
★★★★★
“Of the seven local roofing companies that we engaged and considered, Red Truck Roofing kept rising to the top in each category. We met with Cory C. from Red Truck Roofing. The quoted cost was very competitive with quotes that we received from other potential companies.”
Alfresco · 5 stars · Google review
Your Roof Inspection in Six Steps From First Call to a Report You Can Send Your Carrier
A Red Truck Roofing inspection follows the same six steps on every roof, so you know what happens next and what you will have in hand at the end.
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The call.
A human answers 24 hours a day. If your carrier gave you a deadline, tell us and we schedule to it.
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The walk.
A project manager walks every slope, every penetration and the attic, photographing as they go. Plan on 45 to 90 minutes for a single family home.
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The paper trail.
We pull the last roof permit and final inspection from the county and check the roof’s age against the 15 year threshold.
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The report.
Written findings, photos, remaining life estimate, and a plain recommendation: nothing needed, repair, replace, or file a claim.
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The estimate, only if the report supports one.
Line item pricing with three material options, and the wind mitigation form included on a replacement.
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The follow through.
If your carrier or your buyer needs the report in a specific format, we provide it on our letterhead with the license number.
★★★★★
“Needed to get a roof replacement due to insurance requirements. Contacted several companies and was impressed with Red Truck Roofing right away. Cory Clark was very upfront and helpful. He answered all my questions and told us what to expect.”
Shelly Jacobs · 5 stars · Google review
Two Warranties on Every Roof We Install, Both in Writing
A Red Truck Roofing inspection that leads to a repair or replacement carries our written workmanship warranty, and a full roof carries the manufacturer’s coverage on top of it. Master Elite status means GAF customers can qualify for the Golden Pledge, with 25 years of workmanship coverage backed by GAF.
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GAF Golden Pledge and System Plus warranties on qualifying GAF roofs, with the Golden Pledge carrying 25 years of workmanship coverage backed by GAF and a one time transfer to the next owner
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Owens Corning Preferred Protection on Owens Corning systems
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Polyglass, Mule-Hide, Tamko and IKO manufacturer warranties on their respective products
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Red Truck Roofing workmanship warranty in writing on every installation and every repair
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Transferable coverage on most systems, which matters the day you sell the house
Get a Free Roof Inspection From the Roofer Who Hands You the Photos Either Way
A free roof inspection from Red Truck Roofing tells you exactly what shape your roof is in, what Florida law allows you to do about it, and whether your insurance policy belongs in the conversation. More than 6,000 Tampa Bay property owners have made that call since 2020.
Call (813) 733-8725 now, any hour of the day, or request your free inspection online. A project manager will be on your roof within days, and you keep the photos no matter what.
