Storm damage roof repair near you is a licensed roofer stopping the water first, documenting the damage for your insurance carrier second, and restoring the roof to current Florida code third, in that order.
Red Truck Roofing (FL License CCC1332514) has serviced more than 6,000 roofs across Tampa Bay since March 2020, and the busiest weeks in that history were the ones after Ian, Helene and Milton.
Phones are answered 24 hours a day, 7 days a week, and every truck carries tarps, cap nails and furring. A crew can secure an opening within hours and be back with photos, a written scope and a plan for the claim before your adjuster ever calls.
Red Truck Roofing handles storm damage on every roof system sold in Florida: architectural shingle, standing seam and 5V metal, Tilcor, Decra, Unified Steel and Roser stone coated metal, Brava composite, concrete and clay tile, and flat roofs in modified bitumen, TPO and PVC.
Wind, surge, hail, debris and fallen trees each damage a roof differently, and each one gets a different repair.
Emergency roof tarping is a crew securing a heavy tarp over the opening with furring strips and cap nails, within hours of your call, so the rain that follows the storm does not finish what the wind started.
A tarp is not a repair. It is what keeps a $1,500 repair from becoming a ceiling on the floor, and most carriers expect you to mitigate further damage after a storm.
Red Truck Roofing keeps tarps on every truck and answers the phone at 2am. After Milton, our crews tarped roofs across Hillsborough, Pinellas and Pasco for two straight weeks.
★★★★★
“We contacted them and two employees promptly came out and installed a tarp to mitigate any further damage.”
Brian McLean · 5 stars · Google review
Tree and debris damage punches through the roof covering into the decking and sometimes the framing, and hail bruises the shingle mat in ways that fail two years later.
We tarp first, then assess the structure. If a truss is crushed, an engineer signs off before the rebuild. For hail, we mark test squares and photograph every hit so the adjuster’s scope matches what is on the roof.
★★★★★
“After hurricane Ian there were so many repairs we needed done. This crew went above and beyond to make sure the job was done correctly. Their Hauler Andrew was always communicative on when the trailers would be coming and going, they kept the job-site tidy as they worked and left it looking clean.”
Robby Kay · 5 stars · Google review
Wind damage roof repair replaces creased, lifted and missing shingles, reseats displaced tiles and refastens metal panels, then reseals every course around the repair so the next gust does not pull it loose.
Tampa Bay sits in a 140 to 160 mph ultimate design wind speed zone, and Milton pushed gusts past 100 mph across Pinellas and Hillsborough on October 9, 2024.
The first thing we find on wind damaged roofs is a four nail install where six were required. We repair to manufacturer spec, photograph everything, and note the pre existing installation defects your carrier will ask about.
Storm damage insurance documentation is the dated photo record, written scope and code compliance paperwork your carrier needs to approve the repair or replacement, and it is where most claims get delayed or denied.
Under Florida’s 2023 reforms you file and control the claim, not the roofer. Red Truck Roofing does the roofing and the documentation: photos, a written scope, a meeting with your adjuster on the roof, and the permit and code paperwork afterward.
Our claims coordinators show up by name in dozens of reviews for a reason. Read the Always Dancing review above: eight months, a closed claim reopened, and a roof approved.
When the adjuster’s scope calls for the whole roof, storm damage roof replacement is a full tear off, deck renail, sealed underlayment and new covering installed to the 2023 Florida Building Code, with a permit, a final inspection and the wind mitigation form that lowers your premium afterward.
Most single family homes are done in one day once the claim is approved. See our roof replacement page for materials and pricing.
★★★★★
“Red Truck Roofing put a new asphalt shingle roof on in February using our insurance payout due to hurricane damage. First roofer I’ve had that didn’t leave nails and pieces of shingles in the yard. We were really happy with them!”
Laurel Graham · 5 stars · Google review
Florida law, your policy and the date on your last roof permit decide most of what happens after a storm, and the out of state crew knocking on your door will not mention any of it. Here is how the rules break, in writing, before you sign anything.
Senate Bill 4-D (2022) allows repair of the damaged portion regardless of how much is damaged
The carrier can scope a repair even for heavy damage; you are not forced into replacement by percentage
The 25 percent rule requires that section brought to current code
The carrier’s scope should cover bringing the section to code
Florida’s 2023 reform bars assignment of benefits on new residential policies
You file and control the claim; a roofer asking you to sign one over is a red flag
Florida policies carry a deadline to report storm damage, currently one year for a new claim under the 2023 reforms
Get the inspection and photos dated within weeks, not months
Florida Statute 627.7011: coverage cannot be refused solely for age under 15; at 15 plus, a 5 year remaining life inspection protects it
The storm inspection doubles as the report your carrier wants at renewal
Every reroof and most large repairs require a permit and final inspection
The permit is pulled in the contractor’s name, never yours
Every photo is timestamped and tied to the storm. Milton made landfall October 9, 2024 and Helene passed offshore September 26, 2024. A carrier needs to connect the damage to the event, and a dated photo set from a licensed contractor does that.
Wind damage shows as creased and lifted shingles on the windward slopes, displaced tiles along ridges and hips, and backed out fasteners on metal. Debris damage is localized. Hail is random across a slope. The pattern tells the adjuster what happened, and we photograph it that way.
Four nail installs, brittle seal strips, prior unpermitted repairs and worn underlayment all come up in a claim. We note them honestly, because an adjuster who finds them first can use them to deny the storm damage next to them.
A repair or replacement after a storm has to meet the 2023 Florida Building Code, which can mean deck renailing, secondary water resistance and new flashing. Many policies carry ordinance or law coverage for exactly this, and the scope should include it.
Storm damage roof repair in Tampa Bay runs from a few hundred dollars for an emergency tarp to $55,000 or more for a full tile or metal replacement under a claim, and in most storm cases the carrier pays the approved scope less your hurricane deductible.
Red Truck Roofing writes every storm estimate line by line so the number you see matches the scope the adjuster approves.
| Storm Repair | Typical Installed Range | What Moves the Price |
|---|---|---|
| Emergency tarping | $300 to $900 | Roof size, pitch, night or weekend call, number of openings |
| Wind damaged shingles and tiles | $350 to $2,500 | Number of slopes, matching profiles, ridge and hip work |
| Tree or debris impact with decking and framing | $1,800 to $6,000 plus | Decking at $95 to $175 per sheet, framing, engineering |
| Full replacement under a claim | $6,000 to $55,000 plus | Roof size, material, code upgrades, ordinance or law coverage |
Florida hurricane deductibles are usually 2 to 5 percent of the dwelling coverage rather than a flat amount, so a $400,000 policy with a 2 percent deductible means the first $8,000 is yours. We show you that math before you file, because sometimes a repair below the deductible is the smarter call than a claim.
★★★★★
“I worked with Cory Clark on the pricing and project plan and he provided 3 quotes using quality GAF roofing shingles. I went with the highest quality of the three. Pricing was reasonable and in the range of the other quotes I received.”
Nick Young · 5 stars · Google review
A Red Truck Roofing storm job follows the same six steps every time, so you know what happens next while everything else is chaos.
A human answers at (813) 733-8725. If water is coming in, a tarp crew is dispatched. If not, a storm inspection is scheduled within days.
Openings are secured with tarps, furring and cap nails, and photographed before and after so the mitigation is on record for your carrier.
A project manager walks every slope and the attic, timestamps every photo, marks test squares for hail, and writes the scope.
We hand you the photo report and scope, you file, and we meet the adjuster on the roof to walk the damage together.
Permit pulled in our name, work done to the 2023 Florida Building Code and manufacturer spec, county final inspection passed.
Cleanup with a magnetic sweep, the wind mitigation form on a replacement, the code paperwork your carrier needs, and your warranty in writing.
★★★★★
“My roof was damaged during the hurricane and I did not know where to go or who to contact. My friend recommended me Sarah Forbes and she is very professional and helped me through the entire process. She is very knowledgable, explained everything thoroughly, and answered all of the questions that I had. The work was done quickly, the crew was friendly, they did a great job cleaning up the debris, and the new roof looks great!”
Saysamone V · 5 stars · Google review
A storm chaser’s warranty leaves town with the storm chaser. A Red Truck Roofing repair carries our written workmanship warranty from a company with an office on Gunn Highway, and a storm replacement carries the manufacturer’s coverage on top of it.
GAF Golden Pledge and System Plus warranties on qualifying GAF roofs, with the Golden Pledge carrying 25 years of workmanship coverage backed by GAF and a one time transfer to the next owner
Owens Corning Preferred Protection on Owens Corning systems
Polyglass, Mule-Hide, Tamko and IKO manufacturer warranties on their respective products
Red Truck Roofing workmanship warranty in writing on every installation and every repair
Transferable coverage on most systems, which matters the day you sell the house
“This company is also the only one that our warranty won’t end with when these named hurricanes come this season”
Zachary Geer, 5 stars, Google review
A free storm damage inspection from Red Truck Roofing gets your roof tarped if it needs it, documents every bit of damage with dated photos, and tells you whether a claim makes sense before you file. More than 6,000 Tampa Bay property owners have made that call since 2020, and the busiest weeks were after Ian, Helene and Milton.
Call (813) 733-8725 now, any hour of the day, or request your free inspection online. A red truck will be in your driveway within hours if water is coming in, and within days if it is not.
